ERISA Litigation

Hidden exposure areas for Michigan employers.

Many Michigan employers focus heavily on wage and hour compliance and employment discrimination claims, but Employee Retirement Income Security Act (ERISA) litigation remains an often-overlooked source of significant liability. ERISA is the federal law governing employer-sponsored pension, health plans, and other benefits. Recent federal court activity in the Eastern District of Michigan continues to show that employee benefits litigation is on the rise.

ERISA claims frequently arise from administrative mistakes rather than intentional misconduct. Common issues include miscalculating employee eligibility, improperly handling enrollment or termination of coverage, failing to provide required notices, and inconsistent administration of benefit plans. Employers may also face allegations of fiduciary breach when making decisions affecting retirement or welfare benefit plans.

As employment and benefits regulations continue to evolve, ERISA compliance deserves the same level of attention as other workplace risks. Proactive review and consistent administration remain the most effective tools for avoiding costly litigation and protecting both the organization and its employees.

Wright Beamer is here to assist employers with workplace policies to reduce legal risk. Please contact us at 248.477.6300.