Coming Soon: The Health Insurance Marketplace

The next change resulting from the Affordable Care Act (ACA) takes effect October 1, 2013, when open enrollment in the “Health Insurance Marketplace” begins. Intended to provide a “competitive insurance marketplace” for affordable and qualifi… Read More
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Identity Theft – What to Do If It Happens to You

I am currently working with a client whose identity was stolen in August 2012 and used to obtain a number of student loans. The thief had somehow managed to obtain my client’s name, local Michigan address, Social Security number and date of birth.… Read More
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Charitable Remainder Trus…

Charitable Remainder Trusts: They’re Ba-ack!

The American Taxpayer Relief Act of 2012 (“ATRA”), coupled with the expiration of the 2% Social Security payroll tax reduction, mean increased taxes for most Americans. The increases come primarily in the form of new taxes, higher tax rates, phas… Read More
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Need Attention? Show Some…

Need Attention? Show Some Motion

For the last five years, I have coached my kids’ rec league basketball teams along with some other dads in the neighborhood. One of the biggest challenges we see with young ballplayers is the temptation to stand in place, arms waiving, shouting for… Read More
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Are Michigan’s Professional Fundraisers Earning Their Keep?

Charitable giving is an essential part of our society, but for many charities it can be difficult to determine the most effective method of generating the donations needed to support their cause. For small to medium sized charities in particular, the… Read More
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Criticizing, Condemning a…

Criticizing, Condemning and Complaining!

For the past 7 years, I have been fortunate enough to teach the Dale Carnegie Human Relations and Communications Course©, started by Dale Carnegie in 1912. The course boasts famous graduates such as Mary Kay, Dave Thomas (of Wendy’s), Lee Iacocca,… Read More
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New Scam Seeks to Take Advantage of Michigan Businesses

Michigan businesses face an increasingly complex regulatory environment at virtually every level of government, making it hard to keep track of a company’s legal obligations. Crooks seem to be using that complexity to their advantage. The Michigan… Read More
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A New Burden for Agents Under Powers of Attorney

In an effort to prevent potential abuse of elders and other vulnerable adults, the Michigan legislature recently added a new provision to the law governing durable powers of attorney. Powers of attorney, in a nutshell, are documents whereby we design… Read More
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AMERICA, THE BEAUTIFUL

AMERICA, THE BEAUTIFUL

I celebrated my third birthday at my aunt and uncle’s home in Southern California. My parents had loaded five kids into the family station wagon and embarked on a trans-continental quest to see America and many of its natural wonders. From Carlsbad… Read More
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“Get Shorty” Shortening the Window for Employee Lawsuits

From an employer’s perspective, keeping up with the law can sometimes seem daunting. But, even as federal and state legal and regulatory requirements grow, carefully drafted employment agreements can help to reduce the risk of costly litigation ini… Read More
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